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This communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, HI, ID, IL, IN, KS, MI, NC, ND, NJ, NM, NV, OH, OR, PA, SC, TX, VA, WA, WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. The Financial Professionals of JM Financial Strategies are Registered Representatives and Investment Adviser Representatives with/and offer securities and advisory services through Commonwealth Financial Network^®, Member FINRA/SIPC, a Registered Investment Adviser.

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JM Financial Strategies 4550 Kearny Villa Road, Suite 201, San Diego, CA 92123 | P858.569.4010 | F858.569.9950