The people who work at JM Financial Strategies are friendly. Down to earth. Good listeners. Having been in the business a long time, we've encountered this mix in attitudes—and a whole lot of market cycles (both good and bad!). We've got a lot of perspectives that can keep you on an even keel through the ups and downs.
Tina G. Huston, CFP®, EA
I have 30 years' experience helping clients achieve their retirement dreams. While my main focus is retirement planning, I also have extensive knowledge in tax, estate and investment planning. My approach focuses on the individual's needs, recognizing that each person is different while ensuring every client receives the retirement solution they deserve.
I graduated from University of California San Diego with a BA in Management Science (Economics) and hold an MBA from the University of Phoenix. In my spare time, I like to do volunteer work and travel. I was recognized as the CHAD 2008 Volunteer of the Year for the San Diego Chapter of the Autism Society of America. Our family has enjoyed traveling in the United States, Canada, Europe, Tunisia and Costa Rica - experiencing new cultures and delicious foods. I live in University City with my husband, Jeff; girls, Mallory and Paige; and Bichon-mix Nell (see below).
CA Insurance Lic. 0784235
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,084 San Diego-area wealth managers were considered for the award; 223 (11% of candidates) were named 2022 Five Star Wealth Managers. 2021: 6,123 considered, 459 winners; 2020: 2,218 considered, 231 winners; 2019: 1,885 considered, 224 winners; 2018: 1,498 considered, 228 winners; 2017: 1,349 considered, 349 winners; 2016: 1,337 considered, 349 winners; 2015: 1,639 considered, 350 winners; 2014: 1,838 considered, 368 winners; 2013: 1,675 considered, 417 winners; 2012: 1,014 considered, 284 winners.
Terence Tunnell, CFP®, CPA
Terry joined the firm in 2010. As a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNER™ professional, he enjoys helping clients with a variety of financial needs. A double Aztec, Terry graduated from San Diego State University with a BA in Accounting and a few year later received MS in Accounting with an emphasis in taxation. His work in both public accounting and private industry, prior to joining our firm, gives him a broad base of experience to draw from.
Terry is also a Registered Representative and Investment Advisor Representative with Commonwealth Financial Network®. He holds FINRA Series 7 and Series 66 securities registrations, and also has life and variable annuity insurance licenses (CA Insurance Lic #0H67950).
Terry grew up in northern California and moved to San Diego to attend SDSU. He and his wife Julie and son Brian (2017 graduate of Notre Dame) have resided in Scripps Ranch since 1992, including rebuilding their home after the Cedar Fire of October 2003. In their spare time they enjoy time at home, sporting events, restaurants and anything Notre Dame related (Julie is also an alumnus). GO IRISH! GO AZTECS!
Rhonda joined our firm in July 1999, and in January 2003 she became our Registered Assistant. She holds FINRA Series 6 and 63 in securities registrations with Commonwealth Financial Network. In this role, she handles a broad range of operational inquiries. She is responsible for all securities related administrative duties for our advisors, which requires a great deal of multitasking. She is the point of contact for all mutual fund and annuity companies to facilitate client requests. She enjoys spending time with family and friends. Her interests include reading, listening to all genres of music and watching just about every type of sports related event.
Corrine Brawner, CRTP
Tax Preparer, Bookkeeper
Corrine Brawner joined our firm in 2002 to assist with payroll, sales tax preparation, and bank reconciliations for our bookkeeping clients. Corrine has 30+ years of experience in this area and became a California Registered Tax Preparer in 2005. Her favorite pastime is having adventures with her grandson, Loudon. Corrine lives in Lakeside with her husband, Bob, and their dogs, Luna and Louie.
Caroline Roberti, CRTP
Tax Preparer, Office Manager
Caroline joined the JM Financial team in 2012 to help with office administration in a seasonal and part time capacity, and became full-time in 2016. She now assists with income tax preparation in addition to providing customer service, scheduling, and technical support. Caroline has a bachelor’s degree from San Diego State University, and is a registered tax preparer (CRTP) in the state of California. She is an artist in her spare time, and enjoys nature walks, photography, and spending time with her husband and two cats. Caroline is also an avid science-fiction enthusiast and loves books, movies and video games of the genre.
Office Greeter and Stress Therapist
Nell (13, black coat) is a Bichon mix. She is friendly and loves to meet new people, although she prefers to hang out under Tina's desk most of the day. Her hobbies include long walks, chasing lizards and napping in the reception area. Nell's companion, Sarah, has now passed, but her memory permanently remains with all of the employees at JM Financial.
Tax preparation and bookkeeping services provided by JM Financial Strategies are separate and unrelated to Commonwealth.